Nixa & Ozarks, Missouri

Insurance that actually works for you.

★★★★★ "Angel is a kind, caring and compassionate soul who truly cares about helping you find the best coverage and that peace of mind everyone deserves." — Katie W.

I am Angel Cayocca — a local, independent insurance agent who picks up the phone, tells you the truth, and stays in your corner long after enrollment day.

Book My Free Review

Important Dates & Contact

Medicare AEPOctober 15 – December 7
Under 65 Open EnrollmentNovember 1 – December 15
Phone / Text(417) 987-8649By calling you will be connected to a licensed insurance agent.
Emailangel@gracelandinsurance.org
Office441 E South St, Ozark, MO 65721
Office HoursMon–Fri 9am–5pm · Weekends by appt
AEP Extended: 9am–8pm

Free Interactive Tools

Find out where you stand — in minutes.

⚠️ Late Enrollment Penalty Calculator

Missing your Medicare window creates a PERMANENT monthly penalty. Find out yours.

Your date of birth Qualifying employer coverage?

🎯 Am I Ready for Medicare?

When do you turn 65?

Are you currently working with employer coverage?

What matters most in a plan?

📅 Book My Free Consultation

This quiz is for educational purposes only. The right Medicare plan depends on your doctors, medications, budget, and personal situation. Never make a Medicare decision without speaking with a licensed agent who knows all the rules.

💰 Advantage vs Supplement — Which Fits?

Answer 3 questions and Angel will help you understand both options.

Who I Am

More than an agent. A neighbor who cares.

Angel Cayocca

Licensed Insurance Agent & Founder

★★★★★ 50+ Google Reviews

I became an insurance agent because I watched people in my community get confused, overlooked, and stuck on plans that did not serve them. I wanted to be the person who actually explains things clearly — and stays available when questions come up later.

"I truly care about my clients. My goal is to simplify insurance, tell you the truth, answer the phone, and help you feel confident in your coverage."

I am a former nurse, a nonprofit founder, and a mom. I bring all of that to every appointment because I understand what is at stake when healthcare goes wrong.

Local and independent — not a call center

I pick up the phone. Every time.

No pressure. No upsell. Just honest advice.

Free plan reviews — always

Book My Free Review

What I Cover

Coverage for every stage of life.

Click any service for personalized information — each one ends with a way to book your free consultation.

🏥️

Medicare Advantage

Low to no premium plans with dental, vision, hearing, and OTC allowances.

Find My Best Plan →

💊

Prescription Drug Plans

Medication costs vary by thousands. I run the exact comparison for your drug list.

Check My Drug Costs →

🛡️

Medicare Supplement

Original Medicare leaves a 20% gap with no cap. Medigap closes that gap.

Calculate My Gap →

❤️

Life Insurance

Term, whole life, final expense, and policies with living benefits.

Estimate My Needs →

🌐

Marketplace Health (ACA)

Under 65? Many people qualify for subsidies they don't know about.

Check My Subsidy →

🦷

Dental Coverage

Standalone plans and Medicare Advantage plans with strong dental benefits.

Find My Dental Plan →

📈

Annuities & Retirement

Guaranteed income for life. Retirement that feels secure, not uncertain.

Take the Quiz →

🏠

Mortgage-Free Life

See how much interest you save and how many years faster you pay off your home.

Calculate My Savings →

What Clients Are Saying

Real people. Real results. Real community.

★★★★★ 5.0 — Over 50 Google Reviews

★★★★★

"Angel is the hardest working agent I know. She goes above and beyond to ensure her clients' insurance needs are met."

— Richelle Loveday · Google

★★★★★

"So thankful for Angel! Being self-employed, figuring out health insurance isn't always easy. Angel made it simple and stress-free."

— Olga Kirchner · Google

★★★★★

"Angel is absolutely amazing! Always so willing to help and available even after hours."

— Mandy Sims · Google

Medicare Education Hub

The 6 questions everyone on Medicare is asking.

Angel is recording plain-English answers to the questions people search most. Follow Angel Cayocca on Facebook — videos posted weekly. In the meantime, explore the official government resources below.

Question #1 — Most Searched ● Watch Now When Do I Sign Up for Medicare? The 7-month enrollment window, what happens if you miss it, and how working past 65 changes everything. Watch on YouTube →	Question #2 — Most Searched ● Watch Now What Does Medicare Cover? Parts A, B, C & D Breaking down exactly what Original Medicare covers, what it leaves out, and why the gap matters. Watch on YouTube →	Question #3 — Most Searched ● Watch Now Medicare Advantage vs Supplement — How to Think About It There is no universal answer — Angel explains the key differences so you can ask the right questions. Watch on YouTube →

Question #4 — Most Searched ● Watch Now Does Medicare Cover Dental, Vision & Hearing? Original Medicare does not cover routine dental, vision, or hearing. Angel explains what your options are. Watch on YouTube →	Question #5 — Most Searched ● Watch Now What Does Medicare NOT Cover? Dental, vision, hearing, and more — Angel walks through everything Original Medicare leaves out. Watch on YouTube →	Question #6 — Most Searched ● Watch Now Late Enrollment Penalties & Enrollment Periods Miss your window and pay a permanent penalty forever. Angel explains every enrollment period clearly. Watch on YouTube →

📸

Follow Angel Cayocca on Facebook — videos posted weekly

New Medicare education videos every week. Follow now so you never miss one.

→

Official government resources you can trust right now

🏛

Medicare.gov Official

What is Medicare? — The Official Guide

Plain-English breakdown of Parts A, B, C, and D straight from Medicare.gov.

Visit Medicare.gov →

🎥

CMS Official YouTube

Official Medicare Video Library — Centers for Medicare & Medicaid

Government videos on enrollment, coverage, costs, and plan types from the agency that runs Medicare.

Watch on YouTube →

📅

Medicare.gov Official

Enrollment Periods — Official Dates & Rules

When you can sign up, change plans, or switch coverage — official enrollment period rules and deadlines.

Visit Medicare.gov →

Rather talk to a real person right now?

Angel will answer every question on that list — and the ones you didn't know to ask. Free. No pressure.

📅 Book My Free Consultation →

Common Questions

Answers to what everyone is asking.

You have a 7-month Initial Enrollment Period — 3 months before your 65th birthday, your birthday month, and 3 months after. Miss this window without qualifying employer coverage and you pay a permanent penalty on your Part B premium for life. The earlier you start the conversation, the better.

Both are valid options and the right choice depends entirely on your specific situation — your doctors, your medications, your budget, and how you use healthcare. Angel will walk you through both options honestly and show you the real numbers before you make any decision.

My services are always 100% free. You should never have to pay for peace of mind when it comes to protecting your health and your wealth. I am here to protect my community and I am your biggest advocate. Always.

Call me immediately. When a plan is discontinued you receive a Special Enrollment Period to choose a replacement. This window is time-sensitive. I can look up your options and help you choose a new plan before the deadline.

That is always my first question when reviewing any plan. I verify your specific doctors are in-network before we discuss anything else. A plan that does not cover your doctor is not a good plan regardless of the premium.

Upcoming Events

Come learn in person. Bring a friend.

Free educational events. Plain English. Light snacks. No pressure. Ever.

Oct 5, 2026 · 10:00 AM

Fall Medicare Review — Morning

📍 441 E South St, Ozark, MO

Oct 5, 2026 · 6:00 PM

Fall Medicare Review — Evening

📍 441 E South St, Ozark, MO

Oct 8, 2026 · 2:00 PM

Crane Library Medicare Meeting

📍 Crane Library · 201 Main St, Crane, MO

Oct 9, 2026 · 10:00 AM

Grace Chapel Medicare Meeting

📍 180 Grace Chapel Road

Dec 19, 2026 · 12:00–2:00 PM

🎄 Annual Christmas Party!

📍 441 E South St, Ozark · Games · Food · Prizes

📅 Every Second Monday

Monthly Medicare Meeting

Prizes, food, and fun while learning! Bring a Medicare-eligible friend! 💙

Want a private one-on-one review instead?

Book directly on Angel's calendar — pick any date and time that works for you.

Book a Private Review →

What Clients Say

Real people. Real results.

★★★★★★★★★★

5.0 out of 5 stars · Over 50 verified Google reviews · See all reviews on Google →

★★★★★

"Angel is incredible! She does not see this as just a job — it's a way to serve others."

— Stacy Lynn Heaton · Google

★★★★★

"Angel is a kind, caring and compassionate soul who truly cares about helping you find the best coverage."

— Katie West · Google

★★★★★

"Best experience I have had! Every single person matters to Angel and that's hard to find anymore."

— Irene Cayocca · Google

★★★★★

"Throughout my 2-plus-year relationship with Angel I experienced her keen intelligence and dedication to the best coverage."

— Annie Burgard · Google

★★★★★

"Angel was extremely resourceful and cheerful to assist me with navigating through the details of my coverage."

— Marci McCubbin · Google

★★★★★

"Angel is so informative and kind! Highly recommend working with her!"

— Jami Grey · Google

★★★★★

"I had an awesome visit today with Angel. She answered all of my questions. She is so wonderful to work with."

— Karyn Dawkins · Google

★★★★★

"Very good with Medicare Insurance information and professional assistance. Highly recommend!"

— Craig Walker · Google

★★★★★

"Angel is amazing — an actual Angel on earth. I have witnessed her do so many kind and helpful things for her clients."

— Jamie Mattingly · Google

See All 50+ Reviews on Google →

Community & Events

We are more than insurance. We are family.

Every year Angel brings the community together to celebrate, connect, and give back. From Medicare education events to our beloved Christmas party — if you are a client, a neighbor, or just curious about Medicare, you are always welcome.

🎄

Annual Christmas Party

Graceland Insurance · A Community Tradition

📅December 19, 2026 · 12:00 PM – 2:00 PM

📍441 E South St, Ozark, MO 65721

🎉Games · Food · Prizes · Goodie Baskets · Friends · Fun

Every year Angel opens the doors for clients, friends, and neighbors to come celebrate the season together. It is the highlight of the year — come for the food, stay for the community. Everyone is welcome. Bring a friend!

🎄 From last year's party — December 2025

200+

Clients in the community

50+

Five-star Google reviews

Community events per year

🎂

Free birthday gifts for every client turning 65

📅 Join the Graceland Family — Book Your Free Review

Beyond Insurance

Evalee's Grace Foundation

My daughter Evalee was born with a tracheostomy and a heart for other children with special needs. When she passed I made her a promise — that her name would live on in every child she never got the chance to meet.

Children receiving communication devices

$789

Gives one child their voice

Days to complete first project

💙

Built from love. For Evalee.

Donate to Speak For Me

"Love does not end. It just changes shape."

The Speak For Me project provides AAC communication devices to nonverbal children whose insurance denied coverage. Some cannot tell their parents they are in pain. A device changes everything.

Any donation — even $5 — enters your name into a drawing for $500 and moves us closer to giving a child their voice for the first time.

Learn More at evaleesgrace.org

Important Compliance Disclosures

TPMO Disclaimer: We do not offer every plan available in your area. Currently we represent over 20 organizations which offer over 80 different products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048) 24/7, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Not Government Affiliated: We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Phone Disclaimer: By calling (417) 987-8649 you will be connected to a licensed insurance agent. Mon–Fri 9am–5pm. Weekends by appointment. AEP Extended Oct 1–Dec 15: 9am–8pm.

Licensed Agent: Angel Cayocca is a licensed insurance agent in the state of Missouri. Every year, Medicare evaluates plans based on a five-star rating system.

Insurance that actually works for you.

Find out where you stand — in minutes.

More than an agent. A neighbor who cares.

Coverage for every stage of life.

Real people. Real results. Real community.

The 6 questions everyone on Medicare is asking.

Answers to what everyone is asking.

Come learn in person. Bring a friend.

Open Enrollment is almost here.

Real people. Real results.

We are more than insurance. We are family.

Evalee's Grace Foundation

Get your free plan review.

RSVP

Insurance that actually works for you.

Find out where you stand — in minutes.

More than an agent. A neighbor who cares.

Coverage for every stage of life.

Real people. Real results. Real community.

The 6 questions everyone on Medicare is asking.

Answers to what everyone is asking.

Come learn in person. Bring a friend.

Open Enrollment is almost here.

Real people. Real results.

We are more than insurance. We are family.

Evalee's Grace Foundation

Get your free plan review.